{"id":12,"date":"2013-05-29T20:21:43","date_gmt":"2013-05-29T20:21:43","guid":{"rendered":"http:\/\/www.paulpost.com\/blog\/?p=12"},"modified":"2013-07-16T17:17:02","modified_gmt":"2013-07-16T17:17:02","slug":"filing-bankruptcy-in-topeka","status":"publish","type":"post","link":"http:\/\/www.paulpost.com\/blog\/2013\/05\/filing-bankruptcy-in-topeka\/","title":{"rendered":"Filing Bankruptcy in Topeka"},"content":{"rendered":"

Filing Bankruptcy in Kansas? You have three courts that handle bankruptcies: Topeka, Kansas City and Wichita. If you live west of Topeka and live north of I-70 highway, seeking a Topeka bankruptcy lawyer like Paul Post <\/a>may be your best option. Few western Kansas attorneys offer bankruptcy counsel, because it requires them to drive to Topeka, Kansas City or Wichita\u2019s bankruptcy courts.<\/p>\n

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After your bankruptcy petition is filed by you or your attorney, the bankruptcy court sends a notice to all the creditors listed on your list of creditors filed with the case. This notice is generally mailed out within five days after you file your bankruptcy petition.\u00a0 It advises creditors that you have filed bankruptcy, provides the case number, the location of the bankruptcy, and the name and address of the bankruptcy\u00a0Trustee.<\/p>\n

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If you owe any secured creditors (that is, creditors with a lien on property such as a mortgage company, automobile finance company, furniture stores, etc) the bankruptcy does not wipe out the creditor\u2019s lien.\u00a0 If you file a Chapter 13 repayment plan (sometimes called a \u201cwage-earner plan\u201d) your plan will make provisions for the debt to be paid so that you can keep the secured property.\u00a0 If you file a Chapter 7, you are required to notify secured creditors of your intentions concerning the secured property, that is, whether you want to keep the property or surrender it. This is done by filing Statement of Intent.\u00a0\u00a0 You then have approximately 75 days to either return the secured property or agree to what is known as a \u201creaffirmation agreement\u201d if you want to keep the\u00a0property.<\/p>\n

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The bankruptcy courts will also mail you or your attorney, as well as all creditors a notice scheduling the so-called 341 Meeting of Creditors. This hearing is often referred to as the \u201cMeeting of Creditors\u201d or \u201c341 Meeting.\u201d\u00a0 At this meeting, the bankruptcy judge is never present.\u00a0 That is because the bankruptcy code prohibits it, as the 341 meeting is an administrative hearing presided over by the Trustee.\u00a0 The Trustee\u2019s primary job is to make sure that you have complied with the disclosure requirements of the bankruptcy code, and also to generally look out for the interests ofyour creditors.\u00a0 The Trustee will review your bankruptcy petition and attached schedules, and ask you\u00a0 specific questions about these documents. Your attorney will already have provided the Trustee with tax returns and pay stubs.\u00a0 You may be asked to provide the Trustee with copies of bank statements, titles to motor vehicles, an appraisal of your home (if you own one) along with a recorded mortgage and deed, and perhaps other documents.\u00a0 Or the Trustee may be satisfied with information shown on the bankruptcy petition and schedules, and not request anything further. That decision is up to the particular Trustee assigned to your case, and depends in large mearsure on the accuracy and detail of your petition and\u00a0schedules.<\/p>\n

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In most \u201cno asset\u201d cases, creditors rarely appear at these 341 Meeting; however, a representative from one of the companies you owe, or a person you owe, may show up at this meeting. They normally only make an appearance to ask where the secure item is located and if it is insured.\u00a0 Even though the 341 Meeting is known as the Meeting of Creditors, creditors do not have to attend, nor do creditors forfeit any rights that they may have in the case by not\u00a0attending.<\/p>\n

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If your bankruptcy petition and schedules are sufficiently detailed and adequate to provides all the information the Trustee requires, the Meeting of Creditors will normally only last 5-10 minutes.\u00a0 You will ordinarily not be required to return for another meeting, although the Trustee may request that you provide additional documents or information after the meeting is concluded, which you have an obligation to\u00a0do.<\/p>\n

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You can contact Paul at 785.273.1353 or use website contact form<\/a> for a free\u00a0consultation.<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

Filing Bankruptcy in Kansas? You have three courts that handle bankruptcies: Topeka, Kansas City and Wichita. If you live west of Topeka and live north of I-70 highway, seeking a Topeka bankruptcy lawyer like Paul Post may be your best option. Few western Kansas attorneys offer bankruptcy counsel, because it requires them to drive to […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-12","post","type-post","status-publish","format-standard","hentry","category-bankruptcies"],"aioseo_notices":[],"_links":{"self":[{"href":"http:\/\/www.paulpost.com\/blog\/wp-json\/wp\/v2\/posts\/12","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/www.paulpost.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.paulpost.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.paulpost.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"http:\/\/www.paulpost.com\/blog\/wp-json\/wp\/v2\/comments?post=12"}],"version-history":[{"count":5,"href":"http:\/\/www.paulpost.com\/blog\/wp-json\/wp\/v2\/posts\/12\/revisions"}],"predecessor-version":[{"id":73,"href":"http:\/\/www.paulpost.com\/blog\/wp-json\/wp\/v2\/posts\/12\/revisions\/73"}],"wp:attachment":[{"href":"http:\/\/www.paulpost.com\/blog\/wp-json\/wp\/v2\/media?parent=12"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.paulpost.com\/blog\/wp-json\/wp\/v2\/categories?post=12"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.paulpost.com\/blog\/wp-json\/wp\/v2\/tags?post=12"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}